Malaysia MM2H 2026: Complete Guide to Requirements & Visa Categories
2026-10-30
What Is Malaysia MM2H?
Malaysia My Second Home (MM2H) is a Malaysian Government programme that allows eligible foreign nationals to obtain a renewable Long-Term Social Visit Pass with a Multiple Entry Visa (MEV).
The Malaysia MM2H 2026 programme provides an opportunity for foreigners to reside in Malaysia for an extended period, whether for retirement, family relocation, lifestyle or long-term residency purposes.
There are four main categories under the federal MM2H programme: Silver, Gold, Platinum and Special Economic Zone (SEZ) / Special Financial Zone (SFZ).
Each category offers different financial requirements, visa validity periods and residential property purchase conditions.
Whether you are planning to retire in Malaysia, relocate with your family or explore property ownership opportunities, understanding the MM2H requirements is an important first step.
1. Malaysia MM2H 2026 Visa Categories and Requirements
The Malaysia MM2H programme offers four categories to accommodate applicants with different financial capabilities and residency objectives.
Silver Category：
The Silver Category is suitable for foreign nationals seeking long-term residency in Malaysia with a comparatively lower financial commitment.
- Fixed Deposit: USD150,000
- Visa Validity: 5 years, renewable
- Minimum Age: 25 years old
- Minimum Property Purchase: RM600,000
- One-Time Participation Fee: RM1,000
Gold Category：
The Gold Category offers a longer residency period for applicants who are prepared to make a higher financial commitment.
- Fixed Deposit: USD500,000
- Visa Validity: 15 years, renewable
- Minimum Age: 25 years old
- Minimum Property Purchase: RM1,000,000
- One-Time Participation Fee: RM3,000
Platinum Category：
The Platinum Category is the highest tier under the federal MM2H programme, offering the longest visa validity period.
- Fixed Deposit: USD1,000,000
- Visa Validity: 20 years, renewable
- Minimum Age: 25 years old
- Minimum Property Purchase: RM2,000,000
- One-Time Participation Fee: RM200,000
Special Economic Zone (SEZ) / Special Financial Zone (SFZ) Category：
The SEZ/SFZ Category is designed for eligible foreign nationals interested in long-term residency within the designated Forest City development in Johor.
The fixed deposit requirements depend on the applicant’s age.
Applicants aged 21 to 49:
- Fixed Deposit: USD65,000
- Visa Validity: 10 years, renewable
- Minimum Age: 21 years old
- Property Purchase: Compulsory purchase of a qualifying residential property in the designated SEZ/SFZ development.
Applicants aged 50 and above:
- Fixed Deposit: USD32,000
- Visa Validity: 10 years, renewable
- Minimum Age: 50 years old
- Property Purchase: Compulsory purchase of a qualifying residential property in the designated SEZ/SFZ development.
The property purchase must comply with the applicable designated development requirements and Johor state property acquisition policies.
2. Malaysia MM2H Eligibility Requirements
To qualify for the Malaysia MM2H programme, applicants must meet the eligibility criteria established by the Malaysian Government.
The general eligibility requirements include:
- Nationality: Applicants must be citizens of countries that have diplomatic relations with Malaysia.
- Minimum Age: At least 25 years old for Silver, Gold and Platinum, or 21 years old for the SEZ/SFZ Category.
- Financial Requirements: Applicants must place the required fixed deposit with an eligible Malaysian financial institution.
- Medical Examination: The principal applicant and registered dependants must undergo a medical examination at a clinic or hospital appointed by MOTAC after approval.
- Background Screening: Applicants must fulfil the applicable background screening and supporting document requirements, including a Letter of Good Conduct (LOGC), where required.
- Licensed Operator: Applications must be submitted through a tour operating company licensed by the Ministry of Tourism, Arts and Culture Malaysia (MOTAC).
The offshore income requirement has been abolished under the current federal MM2H framework.
Meeting the minimum eligibility requirements does not guarantee approval. All applications remain subject to the relevant authorities’ assessment.
3. MM2H Fixed Deposit Requirements and Withdrawal Rules
One of the main financial requirements of the Malaysia MM2H programme is placing a fixed deposit (FD) with an eligible Malaysian financial institution.
The required fixed deposit amounts are:
Silver – USD150,000
Gold – USD500,000
Platinum – USD1,000,000
SEZ/SFZ (Age 21–49) – USD65,000
SEZ/SFZ (Age 50+) – USD32,000
Can MM2H Participants Withdraw Their Fixed Deposit?
Yes. MM2H participants may withdraw up to 50% of their principal fixed deposit amount from the second year onwards after obtaining approval, subject to the programme conditions.
Permitted withdrawal purposes include:
- Residential property purchases in Malaysia.
- Education expenses.
- Medical and healthcare expenses.
- Tourism-related activities in Malaysia.
All withdrawals must comply with the applicable documentation and programme requirements. The remaining fixed deposit must continue to meet the relevant conditions.
4. MM2H Property Purchase Requirements
Purchasing and owning a qualifying residential property in Malaysia is compulsory under the MM2H programme.
The minimum property purchase values are:
- Silver: RM600,000 and above.
- Gold: RM1,000,000 and above.
- Platinum: RM2,000,000 and above.
- SEZ/SFZ: Subject to the applicable designated development and Johor state property acquisition requirements.
Participants must purchase and own a qualifying residential property after obtaining MM2H approval.
Can MM2H Participants Sell Their Property?
Generally, participants cannot sell their qualifying MM2H residential property within the first 10 years.
An exception may apply when upgrading to another residential property of a higher value, subject to the relevant programme conditions.
Foreign property ownership in Malaysia is also subject to state-specific regulations, including minimum purchase prices and approval requirements.
Before purchasing, foreign buyers should consider the property’s location, price, ownership restrictions and long-term suitability.
5. MM2H Minimum Stay Requirements
Under the current federal MM2H framework, participants below 50 years old are generally required to stay in Malaysia for a minimum of 90 cumulative days per year.
This requirement may be fulfilled by the principal applicant and/or eligible registered dependants, subject to the applicable category conditions.
Participants aged 50 and above are generally not subject to the annual minimum stay requirement.
Understanding this condition is important when planning international travel, retirement or family relocation.
6. Why Apply Through a Licensed MM2H Operator?
The MM2H application process must be handled through a tour operating company licensed by the Ministry of Tourism, Arts and Culture Malaysia (MOTAC).
A licensed MM2H operator can assist applicants with:
- Understanding the eligibility criteria.
- Selecting the appropriate MM2H category.
- Preparing and reviewing application documents.
- Coordinating fixed deposit arrangements.
- Facilitating application submissions through the MM2H One-Stop Centre.
- Providing administrative guidance throughout the application process.
Applicants are encouraged to verify the operator’s licence status through the official MOTAC website before proceeding.
7. Is Malaysia MM2H Suitable for You?
Choosing the right MM2H category involves more than comparing fixed deposit amounts and visa validity periods.
Applicants should consider their financial capacity, intended length of stay, family circumstances, property preferences and long-term objectives.
The Silver Category may suit applicants seeking a comparatively lower financial entry requirement. Gold and Platinum offer longer residency periods, while the SEZ/SFZ Category provides an alternative for eligible applicants interested in the designated development in Johor.
Understanding the financial commitments, property ownership conditions and residency requirements can help applicants make informed decisions before relocating to Malaysia.
Frequently Asked Questions About Malaysia MM2H
1. What is the minimum fixed deposit for Malaysia MM2H?
The minimum fixed deposit is USD150,000 for Silver, USD500,000 for Gold and USD1 million for Platinum. Under the SEZ/SFZ Category, the requirement is USD65,000 for applicants aged 21 to 49 and USD32,000 for applicants aged 50 and above.
2. What is the minimum age to apply for MM2H?
The minimum age is 25 years old for Silver, Gold and Platinum applicants, and 21 years old for the SEZ/SFZ Category.
3. Is it compulsory to buy property under MM2H?
Yes. Participants must purchase and own a qualifying residential property after obtaining approval. The minimum property value depends on the selected category.
4. Can MM2H participants withdraw their fixed deposit?
Yes. Participants may withdraw up to 50% of their principal fixed deposit from the second year onwards for approved purposes, including property purchases, education, medical expenses and tourism activities, subject to programme conditions.
5. Does MM2H provide Permanent Residency in Malaysia?
No. MM2H provides a renewable Long-Term Social Visit Pass with a Multiple Entry Visa. Participation in the programme does not automatically grant Malaysian Permanent Resident (PR) status or citizenship.
6. How long is the Malaysia MM2H visa valid?
The visa validity depends on the selected category: 5 years for Silver, 15 years for Gold, 20 years for Platinum and 10 years for SEZ/SFZ. All categories are renewable, subject to the applicable requirements.
7. Do MM2H participants need to stay in Malaysia every year?
Participants below 50 years old are generally required to fulfil a cumulative minimum stay of 90 days annually. Participants aged 50 and above are generally exempt from this requirement.
8. Can foreigners buy property in Malaysia under MM2H?
Yes. MM2H participants must purchase a qualifying residential property after approval. Foreign ownership remains subject to the relevant state regulations and property acquisition requirements.
Start Your Malaysia MM2H Journey
Malaysia offers a combination of modern infrastructure, international education, quality healthcare, diverse cultures and an attractive lifestyle for foreign residents.
Whether you are considering Malaysia for retirement, family relocation or long-term residence, understanding the MM2H programme is an important first step.
Speak with our team to explore the available MM2H categories, understand the residential property purchase requirements and discover suitable property options that match your lifestyle and long-term objectives in Malaysia.
Important Notice: MM2H programme requirements, participation fees, immigration conditions and property ownership regulations are subject to change. This article is intended for general informational purposes and does not constitute immigration, legal or financial advice. Applicants should verify the latest requirements with MOTAC, the Immigration Department of Malaysia and the relevant state authorities before making an application or financial commitment.
Last Updated: 30 October 2026